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Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to market volatility, current performance may be less or higher than the figures shown. Investment return and principal value will fluctuate so that upon redemption, shares may be worth more or less than their original cost. Performance figures for all Funds reflect contractual waivers and/or expense limitations, without which total returns may have been lower. These limitations may be modified or terminated only with Board approval.

  • Daily Prices/Fact Sheets
  • Performance
  • Yields
  • Distributions
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Fund Prices as of [DATE]   NAV   POP1   Change   % Change   % YTD Returns2 Fact Sheets

Disclosure

1. POP (Public Offering Price) is the NAV (Net Asset Value) plus a sales charge. All POPs are subject to revision and include the maximum sales charge. 

2. Total return is calculated exclusive of sales charges and assumes the reinvestment of dividends and distributions.

Total ReturnsMonthly Quarterly
Monthly Average Total
Returns as of [DATE]
Morningstar
Overall Rating
 

1 Yr. %

3 Yr. %

5 Yr. %

10 Yr. %

Since
Incep. %

Incep.
Date

Gross/Net
Exp %
Quarterly Average Total
Returns as of [DATE]
Morningstar
Overall Rating
 

1 Yr. %

3 Yr. %

5 Yr. %

10 Yr. %

Since
Incep. %

Incep.
Date

Gross/Net
Exp %

Disclosure

Total (Gross) and Net Annual Operating Expenses shown are from the most recent Fund prospectus fee table. Net annual operating expenses reflect contractual waivers and/or expense limitations. Total annual operating expenses are absent the waivers and/or limitations.

Performance shown at NAV is based on total returns with reinvestment of capital gain and dividend distributions and does not reflect the effect of any sales charges or non-recurring fees, which, if reflected, would reduce performance shown.

SEC average annual total returns shown include the maximum sales charge (set forth above) and show the percentage change for each of the required periods with capital gain and dividend distributions reinvested.

Since inception return is quoted for Funds with less than 10 years of operating history.

Rates and Yields Distribution Rate as of [DATE] 12-month Rate as of [DATE]3 30-day SEC yield
as of [DATE]
 

At NAV

At POP

At NAV

At POP

 
Money Market Yields Current 7-Day
Yield
NAV
(Amort Cost)6
NAV
(MKT Based)7

Investment Definitions

POP (Public Offering Price) is the NAV (Net Asset Value) plus a sales charge. All POPs are subject to revision and include the maximum sales charge.

Distribution Rate: The distribution rate measures the percentage return in the form of dividends. It is calculated daily by annualizing the most recent dividend distribution and dividing by the daily share price (NAV or POP). If the Fund did not make a distribution as of the latest scheduled distribution date, "N/A" will be displayed.

12-month Rate: The 12-month rate measures the percentage return in the form of dividends. It is calculated monthly by taking the sum of the trailing 12-month dividend payments divided by the last month's ending share price (NAV or POP) plus any capital gains distributed over previous 12 months. If the Fund did not make any distributions over the previous 12 months, "N/A" will be displayed.

The SEC 30-day Yield is calculated by dividing the net investment income per share for the first 30 days of the month by the offering price per share at the end of that period. The yield reflects the dividends and interest earned during the period, after the deduction of the Fund's expenses.

  Dividend Distributions Capital Gains Distributions
 

Ex/Payable
Date

Dividend
Per Share

Cap Gains
Payable Date

Short-Term Cap Gains Per Share

Long-Term Cap Gains Per Share

Total Cap Gains Per Share

Disclosure

Dividend distributions are the distribution of a dividend to mutual fund shareholders as of a certain date. The following Funds declare daily dividends: MainStay California Tax Free Opportunities, MainStay Floating Rate, MainStay High Yield Municipal Bond, MainStay Money Market, MainStay New York Tax Free Opportunities, MainStay Tax Advantaged Short Term Bond, and MainStay Tax Free Bond.

Capital gains distributions are a distribution a mutual fund makes out of profits from selling stocks or bonds that is subject to capital gains taxes for the shareholders. The ex-date is when a distribution of dividends and capital gains is deducted from a mutual fund's assets. It is then set aside for payment to the shareholders. The payable date is the date when the declared dividend or capital gain distribution is scheduled to be paid to shareholders who elected to receive cash payments.

Short-term capital gains are a gain on an investment that has been held for one year or less.

Long-term capital gains are a gain on an investment that has been held for more than one year.