1. New York Life Insurance Company has been in existence for over 168 years, and has the highest possible financial strength ratings currently awarded to any life insurer from all four of the major credit rating agencies: A.M. Best (A++), Fitch Ratings (AAA), Moody's Investors Service (Aaa), Standard & Poor's (AA+). Source: Individual third-party ratings reports as of 10/2/2013.
2. The MainStay Funds® are managed by New York Life Investment Management LLC and distributed through NYLIFE Distributors LLC, 169 Lackawanna Avenue, Parsippany, NJ 07054, a wholly owned subsidiary of New York Life Insurance Company. NYLIFE Distributors LLC is a Member FINRA/SIPC.
3. Source: LIMRA, 2013. Based on the premium amount each year from 2006-2012. Income Annuities are Single Premium Immediate Annuities which are issued by New York Life Insurance and Annuity Corporation (NYLIAC), a Delaware Corporation, a wholly owned subsidiary of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.
To qualify for the Lipper/Barron's Fund Survey, a fund family must have at least three funds in Lipper's general U.S.-stock category, one in world equity (which combines global and international funds), one mixed-equity fund (which holds stocks and bonds), two taxable-bond funds, and one tax-exempt fund. Fund loads and 12b-1 fees aren't included in the calculation of returns because the aim is to measure the manager's skill. To determine the overall rank for each fund family, Lipper calculates a weighted overall return based on the overall asset mix in Lipper's database.
Source: Barron's, 2/10/14. Overall, MainStay Funds ranked number 28 for the one-year period, 22 for the five-year period, and seven for the 10-year period ended December 31, 2013, out of 64, 55, and 48 fund families, respectively. MainStay ranked number one from among 46 fund families for the 10-year period in 2012.MainStay ranked number three for the 10-year period in 2009, 2010, and 2011 from among 48, 46, and 45 fund families, respectively. MainStay ranked number six from among 48 fund families for the 10-year period in 2008. Past performance is no guarantee of future results, which will vary. All mutual funds are subject to market risk and will fluctuate in value.