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Stable Value Investments

Stability. Strength. Leadership.

New York Life has been providing stable value solutions for over 35 years and has more than $29 billion of stable value assets under management. 1

In today’s consolidated stable value market, we have strengthened our position as a committed leader by broadening our sales team and developing new products. Our team can provide distribution channel expertise through established partnerships with specialized intermediaries that service plan sponsor needs.

Through understanding the stable value marketplace, the options available and by recommending them to a plan sponsor, you can demonstrate a level of knowledge and commitment that can set you apart from other advisors and consultants.

Our Stable Value Investments portfolios are managed by New York Life Fixed Income Investors, whose investment management has a long, distinguished, and successful history of managing fixed income assets through challenging market cycles. Our focus on consistency, discipline and performance along with a conservative, risk-conscious culture allow us to offer some of the best stable value products available.

We offer general account, separate account, and collective investment solutions to fit all sizes and types of plans including:


  • Defined contribution plans
  • Defined benefit plans
  • Executive benefit plans
  • 529 college savings plans
  • Taft-Hartley plans
  • 403(b) plans
  • 457 government plans
Fact Sheets & Product Guides
  • Guaranteed Interest Account 


    NYL Guaranteed Interest Account (10) Fact Sheet  
    NYL Guaranteed Interest Account (25) Fact Sheet  
    NYL Guaranteed Interest Account (35) Fact Sheet  
    NYL Guaranteed Interest Account (50) Fact Sheet    
    NYL Guaranteed Interest Account (10) 529 Fact Sheet    
    NYL Guaranteed Interest Account (10) 529 Plans Product Guide    
    NYL Guaranteed Interest Account 401(k)
    Product Guide
     
    NYL Guaranteed Interest Account 403(b)
    and Non-Qualified Plans Product Guide
     
    NYL Guaranteed Pension Account Product Guide  

     
  • Anchor Account 


    NYL Anchor Account (35) Fact Sheet  
    NYL Anchor Account (45) Fact Sheet  
    NYL Anchor Account (65) Fact Sheet  
    NYL Anchor Account (90) Fact Sheet  
    NYL Anchor Product Guide  

     
  • Collective Investment Trust 


    Reliance Trust NYL Anchor - Series I (0) Fact Sheet  
    Reliance Trust NYL Anchor - Series I (25) Fact Sheet  
    Reliance Trust NYL Anchor - Series I (35) Fact Sheet  
    Reliance Trust NYL Anchor - Series I (50) Fact Sheet  
    Reliance Trust NYL Anchor - Series I (65) Fact Sheet  

     


Proud to be a Gold member of the Stable Value Investment Association and a firm partner of the National Association of Plan Advisors.

To learn more, please contact us.



1 December 31, 2018.
2 Individual independent ratings agency commentary as of September 12, 2019.
* New issue crediting rate 7/1/2019 through 12/31/2019.



The New York Life Guaranteed Interest Account (GIA) and the New York Life Anchor Account are group annuity products issued by the New York Life Insurance Company, 51 Madison Avenue, New York, NY. Guarantees are based on the claims-paying ability of the New York Life Insurance Company.

Stable Value Investments is a division of New York Life Insurance Company, New York, NY.

Corporate Headquarters: 51 Madison Avenue, New York, NY 10010

How Barron’s Ranks the Fund Families: To qualify for the Barron’s Fund Survey, a fund family must have at least three funds in Lipper’s general equity category, one in world equity, one mixed-asset fund (such as a balanced or target-date fund), two taxable-bond funds, and one national tax-exempt bond fund. Fund loads and 12b-1 fees aren’t included in the calculation of returns because the aim is to measure the manager’s skill.

Each fund’s return is measured against all funds in its Lipper category, resulting in a percentile ranking of 100 being the highest and one the lowest. This result is then weighted by asset size, relative to the fund family’s other assets in its general classification. If a family’s biggest funds do well, that boosts its overall showing; poor performance in its biggest funds hurts a firm’s ranking. Finally, the score is multiplied by the general classification weightings as determined by the entire Lipper universe of funds.

The category weightings for the one-year results in 2018 were general equity, 34.8%; mixed asset, 21.3%; world equity, 17.1%; taxable bond, 22.4%; and tax-exempt bond, 4.4%. The category weightings for the five-year results in 2018 were general equity, 35.9%; mixed asset, 19.7%; world equity, 17.3%; taxable bond, 22.5%; and tax-exempt bond, 4.5%. For the 10-year list, they were general equity, 37.1%; mixed asset, 20%, world equity, 16.7%; taxable bond, 21.2%; and tax-exempt bond, 4.9%. Ranking data is from Lipper.

Source: Barron’s, 3/8/19. Overall, MainStay Funds ranked number 2 for the one-year period, 21 for the five-year period, and 31 for the 10-year period ended December 31, 2018, out of 57 fund families. Past performance is no guarantee of future results, which will vary. For the most recent MainStay Funds performance, please visit our web site at mainstayinvestments.com.

All mutual funds are subject to market risk and will fluctuate in value. Foreign securities may be subject to greater risks than U.S. investments, including currency fluctuations, less liquid trading markets, greater price volatility, political and economic instability, less publicly available information, and changes in tax or currency laws or monetary policy. Funds that invest in bonds are subject to interest-rate risk and can lose principal value when interest rates rise. Bonds are also subject to credit risk, in which the bond issuer may fail to pay interest and principal in a timely manner, or that negative perception of the issuer’s ability to make such payments may cause the price of that bond to decline.

“New York Life Investments” is both a service mark, and the common trade name, of the investment advisors affiliated with New York Life Insurance Company. NYLIFE Distributors LLC is located at 30 Hudson Street, Jersey City, NJ 07302. NYLIFE Distributors LLC is a Member FINRA/SIPC.

IndexIQ® is an indirect wholly owned subsidiary of New York Life Investment Management Holdings LLC.

ALPS Distributors, Inc. (ALPS) is the principal underwriter of the ETFs. ALPS Distributors, Inc. is not affiliated with NYLIFE Distributors LLC. Consider the Funds' investment objectives, risks, charges and expenses carefully before investing. The prospectus and the statement of additional information include this and other relevant information about the Funds and are available by visiting IQetfs.com or calling (888) 474-7725. Read the prospectus carefully before investing.

The MainStay Funds® are managed by New York Life Investment Management LLC and distributed through NYLIFE Distributors LLC, 30 Hudson Street, Jersey City, NJ 07302, a wholly owned subsidiary of New York Life Insurance Company.

NYLIFE Distributors LLC is a Member FINRA/SIPC. For more information about MainStay Funds®, call 800-624-6782 for a prospectus or summary prospectus. Investors are asked to consider the investment objectives, risks, and charges and expenses of the investment carefully before investing. The prospectus or summary prospectus contains this and other information about the investment company. Please read the prospectus or summary prospectus carefully before investing.

The products and services of New York Life Investments' boutiques are not available in all jurisdictions or regions where such provision would be contrary to local laws or regulations.