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Retirement: Market Uncertainty

Your Retirement Savings in a Down Market

If you’re like most investors, your retirement savings are probably in a mix of investments. When it’s time to use your retirement savings to generate income, a bear market can wreak havoc on your retirement portfolio. If you’re making regular withdrawals from your brokerage account for income, you may have to sell investments at a loss during a down market and miss out on potential future gains. Withdrawals during down markets can reduce your principal and deplete your assets.

Early Negative Returns Could Affect Future Income
Early Negative Returns Could Affect Future Income
Annual Returns (Hypothetical)
Annual Returns Hypothetical

Your retirement. Your income. Your way.

Income annuity payments are fixed and are not subject to market volatility. Talk to your advisor today about New York Life's retirement income solutions.


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