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Securities distributed by NYLIFE Distributors LLC, 169 Lackawanna Avenue, Parsippany, NJ. Please call 800-MAINSTAY (624-6782) for MainStay Funds prospectuses or download them now. Please consider the investment objectives, risks, and charges and expenses of the investment carefully before investing. The prospectus contains this and other information about the investment company. Please read it carefully before you invest.